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Mastercard also plans to release a bot for merchants that will let consumers make purchases via chat without opening their wallets.

“We’re looking to make commerce more conversational,” says Kiki Del Valle, senior vice president of commerce for every device at Mastercard.

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Not too long ago, online banking and live chat with a bank or credit card representative felt cutting-edge.

Now, financial institutions are upping the ante by launching chatbots to interact with customers.

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